Condo insurance is really important, and you can never assume that your condo association covers you for everything. If you have not checked what your condo association insures you for, definitely check now. We will also explain below what you can usually expect from the association, and what you should get condo insurance for.
You can give Riverside Insurance Agency Inc. in Byram, MS a call to discuss your condo insurance options. We service the following states:
- Alabama
- Arkansas
- Florida
- Louisiana
- Mississippi
- Tennessee
- Texas
Outside vs. inside
Usually, the rule of thumb you can consider is that your condo insurance covers the inside of your condo, and condo associations cover everything outside of the condo. This includes general areas, but also the structures of your condo. The inside of your condo includes your valuable items, so you should always insure your condo.
Don’t be a liability
Liability insurance comes up all the time. It applies to car insurance, commercial properties, but also to your condo. If someone enters your condo and slips and falls, you could be liable to cover any bodily harm this causes them. This is why liability insurance is really important in making sure you are covered should there be an incident inside of your home.
If you live in a condo now, you should evaluate condo insurance sooner rather than later, before you are out of any costs. If you want to talk about your current condo insurance or want to get new condo insurance, give Riverside Insurance Agency Inc. in Byram, MS a ring as soon as you can. You can also request a quote on our website.
