Motorhome owners often assume that standard auto insurance covers motorhomes, RVs, and campervans. It couldn't be further from the truth. Motorhomes are exposed to larger risks because they carry valuable personal belongings and expensive equipment.
Also, the fact that they can be used on a temporary or full-time basis presents unique risks. Note that motorhome insurance includes multiple covers designed to protect the owner from loss and pay for repairs made to the vehicle.
Riverside Insurance Agency Inc., serving Pearl and Byram, MS, is one company offering multiple motorhome insurance options, including:
This policy covers the cost of repairing a motorhome if it has been damaged by fire or hail. Comprehensive covers also compensate motorhome owners for water damage to the motorhome or items permanently built into the vehicle.
The cover pays for the cost of replacing or repairing the motorhome if damaged in an accident after colliding with an object or another vehicle. Collision coverage extends to the motorhome’s physical structure and the built-in features like a permanently installed refrigerator, television, sink, bathtub, and more.
This kind is available if you live in a no-fault state. No-fault states require drivers to take out a personal injury protection coverage as part of the auto insurance policy.
When PIP cover is taken for motorhomes, it covers expenses like lost wages, medical bills, and funeral expenses caused by accident.
Motorhome insurance covers various types of motorized caravans. These include:
Are you planning to buy a special policy for your motorhome? Contact Riverside Insurance Agency Inc. We provide a range of motorhome insurance coverage, and our staff is ready to help you choose a suitable one for your vehicle.
Riverside Insurance Agency, Inc. | Website Development by EZLynx® • Copyright © . All Rights Reserved.