As a vehicle owner in Mississippi, it serves your interest to gain knowledge of the various auto insurance requirements within the state. At Riverside Insurance Agency Inc., we discuss the types of auto insurance policies you need in the Pearl and Byram, MS areas.
This is among the mandatory auto insurance policies that you need as a resident of Mississippi. With this insurance policy, you have an avenue to cover expenses for 3rd party vehicle repair costs. There is also coverage for replacement expenses resulting from accidents and other substantial damage.
If you have caused an accident and two or more people sustained injuries in the process, you will have to cover the financial liability. This includes costs for medical and treatment requirements. Your auto insurance covers these costs. There is also coverage for legal fees in cases where the injured party files a lawsuit against you. As long as the costs are within your policy limits, the insurer comes in and helps you.
This type of auto insurance policy covers you and your passengers’ medical and treatment costs if you run into an accident with an uninsured motorist. With this auto policy, you also get coverage against hit-and-run cases. As long as the costs are within your policy limit, coverage is essential.
It would be best if you had this auto insurance policy in case of an accident caused by a motorist whose limits are below the cover limits. If the at-fault driver’s insurance limits are below your limits, this policy will cover the difference until the total costs are fully paid.
The physical damage insurance comes in handy depending on the vehicle you own and drive. This policy covers the repair costs when your vehicle gets damaged after a collision, theft, or vandalism.
Are you looking for auto insurance or additional coverage? Get in touch with us at Riverside Insurance Agency Inc. located in Pearl and Byram, MS today for guidance.
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