Riding a motorcycle is a fun and thrilling activity. Like other transportation machines, motorcycles must be insured. Motorcyclists in Byram, MS, can obtain insurance from Riverside Insurance Agency Inc. Before you visit the insurer, here’s a guide to motorcycle insurance.
Motorcycle Insurance is Mandatory in Mississippi
Motorcycle insurance is compulsory in the Magnolia State, and you must provide proof of insurance before registering your bike. The repercussions of being an uninsured motorcyclist can be dire. You can receive various punishments, including fines, a short jail term, and license suspension. Another danger of not having motorcycle insurance in Mississippi is you will be forced to use your pocket money to cover injuries, repairs, and replacements if you are involved in an accident.
Motorcycle Insurance Options
There are numerous motorcycle cover options that motorcyclists in Mississippi can buy. Comprehensive insurance is the most common insurance option, which covers damages attributed to incidents other than accidents like theft and vandalism. The personal injury protection option covers medical expenses, childcare, and lost wages following an accident.
Additionally, bodily injury liability cover caters to medical bills and lost income caused to another person by your motorcycle. Property damage coverage pays for damages caused to a third-party property when you are at fault. Although all motorcycle insurance options have their merits, the comprehensive insurance option is the best because it covers everything.
Add-On Insurance Options
Insurance add-ons are optional. One add-on option is roadside assistance which enables your insurer to cover any service you may need on the road, like towing and puncture repair. Another add-on is mechanical breakdown insurance which covers abrupt mechanical failure after an expired warranty.
Takeaway
This guide gives you a sneak peek of motorcycle insurance. Book an appointment with Riverside Insurance Agency Inc. in Byram, MS, to acquire a suitable insurance cover for your motorcycle.
