When you live in Byram, MS, it’s important to protect the home you live in. Whether it’s a house, condo, or apartment, you have to consider what kind of protection is in place. Particularly if you rent, assumptions could leave you in a difficult situation. The good news is that Riverside Insurance Agency Inc. can show you why renters insurance is a necessity.
Why Renters Insurance is a Must
Landlords have insurance on their property, which includes everything from single-family homes to large apartment complexes. However, their policies protect their interests, not yours.
If there’s a fire, their insurance covers the building. However, everything that belongs to you isn’t covered. The same is true about flooding and other disasters that could occur.
With a renters insurance policy in Byram, MS, you get the coverage you need for what belongs to you – furniture, artwork, and other valuables. You’d be covered against disasters outside of your control and break-ins.
If you can’t live in the rental while repairs are being made, your rental insurance policy may also cover a hotel, meals, and other expenses.
How to Get the Right Policy
There are lots of things to consider when you get a renters insurance policy:
- The value of your belongings
- The type of security in place
- Type of rental you’re in
- The zip code you’re in
Building a policy should be custom to you and your needs, which is why you should never blindly buy a policy on the internet. At Riverside Insurance Agency Inc., we have experienced agents who can guide you through the process, learn more about your rental, and ensure that the policy offers the utmost protection.
When you’re ready to shop for a rental policy, give us a call.
