Skip to content
Click to Call
Riverside Insurance Agency, Inc.

5606 I-55 S
Byram, MS 39272

Get Directions

Riverside Insurance Agency, Inc. Blog

Does Renters Insurance Cover Natural Disasters?

One of the benefits of renting is that you don’t have to worry about covering the actual structure. Everything from home insurance to regular maintenance is taken care of for you as long as you rent. However, having additional coverage to protect you and everything inside your temporary home is essential to prevent loss due to an accident in your home, theft, and similar situations. One question that people who are shopping around for renters insurance often ask is, does enters insurance cover natural disasters? These can also affect your personal belongings, and it’s essential to know if you’re covered should a natural disaster strike. Here’s what you need to know about renters insurance and natural disasters. Find the right renters insurance and additional coverage with our support here at Peninsula Underwriters Insurance Agency in Gainesville, FL!

Does Renters Insurance Cover Natural Disasters?

Whether or not renters insurance covers natural disasters depends entirely on the policy that you purchase. Some insurance providers take into account potential disasters that may occur in your area, incorporating them into the policy that you purchase so that you are covered should a flood or a hurricane happen. Other times, insurance policies lack this coverage, making it less protective and preventing you from being able to fully protect your items. If you’re only seeing policies that fall into the latter category, don’t worry. You can further protect your valuable belongings by purchasing insurance riders that offer coverage in the event of a natural disaster.

Protect Your Items With the Help of Peninsula Underwriters Insurance Agency

If you’re worried about a natural disaster impacting your belongings, you can find the right policy with Peninsula Underwriters Insurance Agency in Gainesville, FL. Compare quotes today!

Tips to Avoid Theft Inside an RV

RVs continue to be a popular way to travel without the expense of hotels and motels. Many people have chosen to simplify their lives, making RVs their permanent homes. Whether your RV is used for travel or as a full-time residence, one thing’s for sure: You likely have valuables inside it at any given time. Given their inherently less secure nature, knowing some tips to avoid theft inside an RV is beneficial.

Secure Your Valuables

Don’t make your valuables visible to visitors. Always secure your valuables out of sight or in a safe, recommends Riverside Insurance Agency Inc. serving Byram, MS. RVs often have less secure locks and thinner walls than a home, making it easier for thieves to break in and spot valuables. Investing in a small, secure safe bolted to the structure of the RV for storing valuables like jewelry, cash, and important documents is a smart move.

Install an Alarm System

Consider installing an alarm system. Modern RV alarm systems can alert you to break-ins; some even connect directly to local law enforcement. To deter potential thieves, display alarm decals on the doors and windows.

Use Motion-Activated Lights

Install motion-activated lights around your RV. Thieves prefer to work in the dark, and bright lights can effectively deter intruders.

Get Comprehensive RV Insurance

Ensure your RV insurance, available through Riverside Insurance Agency Inc. serving Byram, MS, includes coverage for personal belongings inside your RV. This not only provides financial reimbursement after theft but also peace of mind while you are on the road.

By taking these steps to secure your RV and ensuring you have robust RV insurance, you can enjoy your travels without worrying about the risk of theft.

Servicing States

  • Alabama
  • Arkansas
  • Florida
  • Louisiana
  • Mississippi
  • Tennessee
  • Texas

Testimonials

Partner Carriers

  • ASI
  • Berkshire Hathaway
  • Foremost
  • Heritage
  • Liberty Mutual
  • MetLife
  • Orion 180
  • Progressive
  • Safeco
  • Southern Fidelity
  • State Auto
  • Travelers