Riverside Insurance Agency Inc is an independent agency. For over 15 years, we have helped Byram, MS residents find the coverage they need to protect their assets. We are proud that we were able to simplify the process for many people who felt overwhelmed looking for insurance. We offer our clients unique policies that adapt as our clients undergo life changes.
Common Situations When Umbrella Insurance Is Necessary
Accidents can occur at any moment. However, having insurance in place can alleviate some stress associated with emergencies. That’s where umbrella insurance comes in. Umbrella insurance protects you when an accident occurs, and you are held liable for the damages. General liability will cover you, but the policy has a limit. If the accident is serious enough, your liability limits may be stretched to the max, which could leave you vulnerable. Umbrella insurance steps in as another layer of protection when you need it most.
Perhaps you are hosting a summer pool party at your Byram, MS residence. One of your friends slips and falls while they are getting out of the pool and hitting their head. They’ve suffered a serious brain injury. You are responsible for the injury. Umbrella insurance steps in to help cover you and take care of your guest’s medical treatment. You take your eye off the road to answer a text message and the result is a serious auto accident where four people are injured. All of their injuries are your fault. Your liability coverage may not be able to cover all the injuries and medical treatment. Umbrella insurance steps in to prevent you from possibly losing some of your assets.
Riverside Insurance Agency Inc. Will Help You Cover Your Assets
Visit our website to learn more information about umbrella insurance.