Like all things in life, your home insurance needs to change. You may require more coverage than you did previously. Reviewing your policy is something you should do at least yearly. At Riverside Insurance Agency Inc., we have been serving the residents of Byram, MS and the surrounding area for more than 20 years.
When To Review Your Home Policy
When your policy renews
Most home policies are renewed yearly. When you receive your new policy, that is the best time to review your home coverage. The front page of your policy documents is the declaration page. This is a synopsis of your policy. You can see your property coverage, your liability coverage, your deductible, and any endorsement or discounts you have. If you have noticed an increase from last year, you might want to dig out your last year’s declaration page to review where the increase is coming from.
You add something that increases your liability
If you install a swimming pool or a trampoline, or get a dog, you should increase the amount of liability insurance you have. You can add it to your home policy or just get an umbrella policy that will increase your liability coverage across the board on all your policies.
You make major upgrades to your home
If you have increased the square footage of your home by finishing a basement or adding a room or a new bathroom, this may increase the value of your home, and you should let your insurance agent know about it.
You add new safety equipment
If you have added a home security system to your home or installed a wired smoke detector, you may be eligible for a discount on your policy.
We Are Here To Help
Contact Riverside Insurance Agency Inc. in Byram, MS when it is time to renew your home insurance.
