Boats can be a major expense, and they can end up costing you even more than you thought if you aren’t protected by boat insurance. There are several costs when it comes to owning a boat, and boating accidents can be a significant source of them. To make sure you’re protected by boat insurance, call us at Riverside Insurance Agency Inc. in Byram, MS.
Boating Accidents
Boating accidents can be costly. Not only is there damage done to your boat that will have to be repaired, but you may also be liable for the damage to the other person’s watercraft and pay for all their needed medical treatments after the accident. This could bankrupt someone who doesn’t have boat insurance. Having at least liability coverage on your boat is vital to protect you from what you would owe for the other party’s losses. You need property damage and bodily injury liability coverage to ensure you won’t owe thousands or more after an accident. To be fully protected, you can also have other types of coverage in your policy.
Other Coverage
Getting collision coverage will also protect you in the event of an accident. It would pay for your property damage so that you could get the necessary repairs. In addition, you can get comprehensive coverage to protect you against other things happening to your boat outside the water. With all of these coverage types, you will be well-protected against the unexpected and the exorbitant expenses it can bring.
Get Your Boat Insurance Policy
As soon as you buy your boat, it would be best if you are covered by the right boat insurance policy about it; call us at Riverside Insurance Agency Inc. in Byram, MS.
