Umbrella insurance is a crucial type of insurance to have if you own a home and at least one vehicle. Without this type of insurance policy, you may not be as well-protected as you think. Many people aren’t aware of the potential risks they face, even if they already have home and auto insurance policies. Adding umbrella insurance can help close any coverage gaps. To get started with an umbrella policy, call Riverside Insurance Agency Inc. in Byram, MS.
More Liability Coverage
Umbrella insurance enhances your liability insurance across two of your insurance policies – your home and auto insurance. Both of these insurance types include a certain amount of liability coverage, but it’s often not enough to cover a serious accident. When you add umbrella insurance to both of these policies, it provides a substantial amount of additional coverage, leaving you much better protected in case you’re responsible for an accident.
How It Works
If there’s an accident that you’re responsible for, your home or auto insurance will cover the accident up to your coverage limits. Once the insurance has reached this limit, it can’t pay any more toward the accident, even if there are additional bills. It’s common for a serious accident to generate additional bills that home or auto insurance can’t cover. When this happens, your umbrella insurance steps in to cover the remaining bills.
Get Umbrella Insurance in Mississippi!
If you want to learn more about these policies, we’re here to help. Contact us at Riverside Insurance Agency Inc. in Byram, MS.