Category: Flood Insurance

From non-profit food banks to disaster relief organizations in the Byram, MS area, these entities are essential in assisting those in need. However, their ability to fulfill their missions can fail when flooding occurs. 

The Vulnerability of Non-Profits to Flooding

Non-profits use physical facilities, equipment, and assets to accomplish their missions. These assets can include office spaces, warehouses, vehicles, and more. These assets can risk extensive damage or destruction in floods, disrupting the organization’s ability to provide vital services.

How Flood Insurance Supports Non-Profits

Flood insurance handles damage and losses caused by floods. Non-profits must protect their assets and maintain operations during and after a flood event. Listed are the benefits:

1. Asset Protection: Flood insurance significantly reduces the financial burden of repairing or replacing damaged assets. It allows them to continue their work without a long hiatus or the need for additional fundraising efforts to cover flood-related costs.

2. Business Interruption Coverage: Some flood insurance policies offer business interruption coverage in addition to asset protection. If a non-profit is forced to temporarily cease its operations due to flood-related damage, the insurance can compensate for lost income and assist with continuing essential services.

3. Consistent Service Delivery: For many non-profits, their services are critical to the well-being of their communities. Flood insurance helps ensure that these services can continue without significant disruption.

4. Access to Resources: Non-profits often have limited resources, and diverting funds from their mission to repair flood damage can be a significant setback. Flood insurance ensures that financial resources remain available for the non-profit’s primary objectives rather than for recovery efforts.

Riverside Insurance Agency Inc. Can Help You

At Riverside Insurance Agency Inc., we can help answer questions concerning flood insurance. We serve the Byram, MS area. Contact us today.

If you’re a victim of a flood, flood insurance can help pay for the repair and restoration of your home and belongings. However, there are some things that aren’t commonly covered by flood insurance, even though these things may sustain damage from a flood. Our team at Riverside Insurance Agency Inc. understands that understanding what’s covered by flood insurance can be confusing. As a result, we’re committed to educating our Byram, MS residents. 

What Does Flood Insurance Cover?

Flood insurance is designed to cover your home’s flood damage as well as your flood-damaged personal belongings. It will also cover any damage to other structures on your property, as well as your appliances, and most things in your home that were damaged as a result of flooding. 

Will Flood Insurance Cover my Car’s Water Damage?

Unfortunately, flood insurance will not pay for the repair or replacement of your flood-damaged vehicle. Your flood insurance will, however, pay for the replacement or repair of the flood-damaged items inside your car. However, comprehensive auto insurance will cover your car’s flood damage. Comprehensive auto insurance will pay for the replacement of your car if it’s totaled, as well as pay to repair your car’s flood damage.

Comprehensive insurance covers damage caused by many natural disasters like flooding, hail, storms, and more. Your flood insurance policy will cover your home, personal belongings, and any other structures on your property, while your comprehensive auto insurance policy will cover the repair of your flood-damaged car.

Contact Us Today

If you want more information on what’s covered by flood insurance, call us at Riverside Insurance Agency Inc in Byram, MS. We can explore the details of what’s covered by flood insurance and what’s not. 

Did you know that many Americans strongly believe that only those designated as high-risk areas can only experience flooding? That is not the case because everywhere rainfall is experienced, it’s susceptible to flooding. It’s imperative to consider purchasing flood insurance if your dwelling is situated in a location vulnerable to floods because of melting snow, an overflowing creek, or water flowing down a steep hill. Regrettably, many Byram, MS residents only think of procuring flood insurance after the weatherman warns of a looming flood during the news. But did you know that flood insurance takes around thirty days to come into effect? Don’t hesitate to get in touch with our agents at Riverside Insurance Agency Inc. to get outstanding flood insurance as soon as possible to prevent the regretted flood aftermath.

Buying flood insurance from Riverside Insurance Agency Inc. located in Byram, MS, is a worthwhile decision because it will be beneficial in the following ways:

Protection of assets

Did you know that just a single inch of water can propagate more than $25,000 worth of damage to your dwelling? Additionally, have you assessed how much your home costs? Probably thousands of dollars! Given that your residence is one of the most precious investments in your lifetime, it requires formidable protection from impending perils. This coverage averts you from financing costly repairs out-of-pocket. Flood insurance caters for damage to your walls, roof, floor, and other permanent fixtures in your dwelling when floods strike.

To safeguard your family and loved ones.

Home is a haven for your family and pets. If floods happen today, your family and loved ones may face the danger of being relegated to homelessness. To avoid these moments of stress for your loved ones, buy spectacular flood insurance to make sure you get back to normality even after flood damage.

Provision of peace of mind

Weather is unpredictable and can strike anytime without prior warning, propagating unprecedented menace like flooding with devastating effects. Flooding can transpire anytime and worsen over time, culminating in substantial damage to building structures and contents inside. Therefore, the only way to eliminate these worries whenever a storm is looming is by purchasing flood insurance to offer financial protection during unforeseen events. 

Are you searching for solidified flood insurance in Byram, MS? Please get in touch with our agents at Riverside Insurance Agency Inc. today. Our friendly and professional agents will assist you in forging personalized flood insurance unique to your needs and requirements.