Nothing can be more relaxing and renewing than getting out on the river or lake and spending time in nature. This is why many people spend their summer vacations boating, either in a canoe, kayak or even a larger boat of some sort. If you’re a Byram, MS resident and you have just purchased a kayak, you’re probably quite excited. You may wonder if you need insurance coverage for your kayak in Byram, MS.
Here is a brief overview that can help you understand what is required before you can enjoy your kayak:
Exempt from Registration
In the state of Mississippi, kayaks and other non-motorized boats are exempt from registration. Since it’s not necessary to register your kayak, having it insured is not required. However, many people opt to purchase insurance policies for their kayaks as an added measure of security.
Safety Rules and Regulations
Even though you’re not required to cover your kayak under insurance, it’s mandatory that you follow certain rules and regulations set forth by the state to ensure your safety while out on the water. You should check with the state government to obtain a full list of these rules and regulations before heading out on the water. You will find rules like boating education, necessary boating safety gear, and much more. It’s better to be informed ahead of time instead of going out on the water not knowing.
Call Today To Discuss Your Options
As you can see, it is not a requirement to purchase insurance coverage for your kayak, but it’s always a good idea to have insurance. We at Riverside Insurance Agency Inc. are available to meet all your boating insurance needs and more. Contact us at Riverside Insurance Agency Inc. today for a quote so that we can get your new insurance policy started if you decide to do so.
