When seeking maximum coverage and protection for your home, you might purchase certain policies, believing they’ll support you in specific situations. For instance, you might buy flood insurance, thinking it will cover you for any flooding issue in your house. But what happens when the flooding originates from within the home rather than from an external source? Does flood insurance differentiate between the two? Is one scenario covered and the other not? Riverside Insurance Agency Inc. in Byram, MS, is here to help you understand your flood insurance policy.
Does Flood Insurance Cover Internal or External Flooding?
It is natural to assume that flood insurance would cover all types of flood – but that’s not always the case. Generally, people purchase flood insurance anticipating external flooding due to significant flood risks in the area. If you live somewhere subject to hurricanes or heavy storms, buying a flood insurance policy would be a reasonable measure to protect your property. But what about internal flooding caused by, for instance, a broken pipe? Even though this is a form of flooding, flood insurance doesn’t usually cover damage from internal causes. Such issues generally fall under your homeowner’s insurance policy. Whatever type of flooding you want to guard against, having comprehensive insurance coverage is vital.
Find the Right Flood Insurance Policy with Riverside Insurance Agency Inc.
Protecting your home from flooding and other common threats is an effective way to safeguard your investment and ensure peace of mind. Our team at Riverside Insurance Agency Inc. in Byram, MS, can help you find the right flood insurance policy for your needs. Compare insurance quotes with us today!
