Riverside Insurance Agency Inc. knows that auto insurance isn’t a luxury. It’s the law.
Throughout Mississippi, all drivers must meet legally maintained auto insurance guidelines. Failing to do so could result in thousands of dollars in tickets, fines, and legal expenses. Or, even worse, it could result in a suspension of your driving privileges altogether. Not having insurance simply isn’t worth the risk.
That’s why Riverside Insurance Agency Inc. in Byram, MS works so hard to protect all motorists on the roadways. Our experienced agents can help. Below, their team breaks down the two minimum auto insurance requirements for the state of Mississippi.
Minimum Auto Insurance Requirements
Bodily injury liability
Liability is a core component of any insurance policy. Motorists in The Magnolia State are no exception. If an accident does occur and you are found to be at fault, bodily injury liability is vital. This covers any costs related to physical harm or injuries to others. At least $25,000 in bodily injury protection is required for a single person. For more than one person involved in the accident, state law mandates a combined amount of $50,000 in coverage.
Property damage liability
This is another form of liability that applies to possessions or property rather than an individual. Car damage is the primary use. But property damage liability also protects against the destruction of fences, mailboxes, sheds, and other structures. Mississippi drivers must maintain at least $25,000 in property damage liability per accident.
Get The Right Coverage Today
Minimum auto insurance is rarely sufficient. While these components will keep you compliant, they likely won’t adequately cover serious accidents. Serving the greater Byram, MS community, Riverside Insurance Agency Inc. can craft a personalized policy that better protects you, your family, and your assets. Schedule an appointment today.
